Net-worth tracker

A timeline of your total net worth over months and years. Plots the trajectory and shows you how today's reality compares to the FIRE calculator projection.

How to use it

Add a snapshot: pick a date and enter the total value of each tracked account (or import via CSV).
Repeat at whatever cadence suits you — monthly is plenty.
The chart shows your real progression; the dashed line is the projection from the FIRE calculator at the same horizon.

Why bother?

Tracking net worth turns the FIRE plan from a fantasy into a metric. The projection in the calculator only matters if your actual numbers are at or above the trend.

Export / Import

Snapshots round-trip via CSV so you can keep a backup outside the local store (SQLite on desktop, encrypted cookies in browser). Use the Export CSV button to grab a snapshot of all entries; use Import CSV to restore.

Wealth Flow diagram (Sankey)

Below the historical chart you'll find a Sankey / flow diagram that shows how your total portfolio is composed at the current month's snapshot.

Total Portfolio
  ├─ Investments ──► STOCKS, ETF, BONDS, REAL_ESTATE, COMMODITIES, …
  ├─ Cash & Liquidity ──► CHECKING, SAVINGS, MONEY_MARKET, …
  └─ Pension ──► STATE, OCCUPATIONAL, PRIVATE, …  (if pension tracking is on)

Each band's width is proportional to the euro value it represents. Hover a band or node to see the exact amount.

When it won't appear:

No snapshot for the current month exists yet, or
The total portfolio value is below 1 (i.e. effectively empty data).

In those cases a friendly placeholder message is shown instead of an empty chart.

Pension toggle: If you have disabled pension tracking in the settings panel, the Pension branch is hidden from the diagram.

Negative balances (e.g. credit-card debt) are excluded because Sankey diagrams cannot represent negative flows. They still count toward your overall net worth calculation.